One-time purchase · Taxes included · One activation code for one company
Understand profit. Plan cash. Stay in control.Buy once. Keep using. Work together, anywhere. Free annual rollover.
Payments across 20 wallets
Multi-currency accounting
Accrual-based expense accounting
Complete inventory accounting
Employee WorkLog: service activity & attendance
Automated Payroll
Customer & supplier balances
Tax accounting
Fixed asset depreciation
Deferred revenue & subscriptions
Cash Flow, Profit & Loss, Balance Sheet
Financial analysis
Team Performance
Service, direction & project performance
Cash Forecast
Action Center: checks & control
Owner Dashboards
Business directions
Profit centres across your business.
Services
Revenue, costs and profit by service.
Goods & materials
Goods sales and materials consumed.
Projects
Long-term contracts combining goods, services and business directions.
Built for businesses powered by people
Accuroo Smart Finance brings your team costs, services, projects and financial reports together. Understand what drives profit, keep track of money owed and plan upcoming payments.
Marketing & Creative Agencies
See which services and projects earn their share. Bring staff costs, contractor expenses and client payments into one financial picture.
IT Development & Support
Connect your team’s work with project revenue and costs. Track development, ongoing support and international transactions in one place.
Consulting & Professional Services
Understand the economics of your expertise. Monitor service profitability, team costs and outstanding client balances across one-off projects and ongoing engagements.
Outsourcing & Business Support
Keep visibility over your largest expense: your people. Compare revenue with workforce costs and plan cash for payroll and other commitments.
Architecture, Design & Engineering
Follow the financial performance of each project. Bring together revenue, staff costs, subcontractors and materials to understand your margins.
Education & Training
Understand the financial performance of your teaching services. Track instructor costs, advance payments and revenue recognised over the delivery period.
Repair, Maintenance & Installation
Manage the finances behind your service work. Track labour, materials, stock and equipment alongside customer and supplier balances.
Production & Media Studios
See the financial result behind each production. Track project revenue, team and contractor costs, equipment and cash movements.
PROGRAMME FEATURES
The financial side of your business. Connected in one place.
16 connected capabilities for the way your service business works.
All Legal Entities as One
Manage related entities as one business. Internal payments cancel out, so reports reflect the real economic activity.
Accounting Policy
Set accounting rules and tax options to match the way your service business operates. Follow the detailed guide included in the programme.
Multicurrency Accounting
Work in up to 10 currencies. Maintain FX rates, revalue balances and calculate currency gains and losses.
Inventory
Track purchases, sales and material consumption at average cost. Record stock counts and inventory adjustments.
Cost Allocation
Track expenses by business direction, service and project. Allocate shared costs to see what each activity really costs.
Fixed Assets
Record asset purchases and disposals. Calculate depreciation and track remaining book value. Track long-term capital projects by accumulating the costs of creating an asset.
Deferred Revenue
Spread subscription and prepaid service revenue over the delivery period. Track what remains to be earned.
Team WorkLog
Record attendance, leave and service activity. Connect employee time to services and projects.
Automated Payroll
Auto-fill employee data and calculate salaries, piecework pay, commissions and accruals. Track payments and balances due.
Settlements & Reconciliation
Track balances with customers, suppliers and employees. Reconcile accruals and payments, with the transactions behind every balance.
Tax Accounting
Configure tax calculations and reconcile them with statutory accounting records. Reflect adjustments in your management reports.
Financial Statements
Cash Flow, Profit & Loss and Balance Sheet, connected to the same records. See cash, profit and financial position together.
Team Economics
Compare workload, capacity and payroll costs. Measure revenue per productive hour and revenue relative to employer cost.
Cash Flow & Forecast
Track available cash and upcoming payments. Forecast balances and spot funding gaps before they affect your plans.
Owner Dashboard
Start with your key business questions. The navigator leads you to clear answers about profit, cash, obligations and performance.
AI Assistant
Add a compatible AI chat to Google Sheets for financial questions. Optional third-party service with separate terms and charges.
START WITH YOUR QUESTION
Your business questions. Clear financial answers.
Smart Finance automatically flags accounting issues and areas of concern in your business. Clear written messages explain what needs attention and why.
A clearer view. A more confident next step.
Sales are only part of the story. Understand what you earn, where the money goes and what needs your attention.
01How is my business doing?+
See revenue, profit, cash and changes over time in one clear overview.
Built for small and medium-sized service businesses.
250–300employees over the year*
500counterparties with balance tracking
2,500payment transactions per month
1 yearper workbook · free annual rollover
500inventory items · one warehouse
200services
200projects
20wallets · bank accounts, cards and cash
*Employee capacity depends on employment duration and payroll assignments. People joining or leaving during the year need records for their active months. There is no separate limit on one-off counterparties without balance tracking; all their payments count toward the 2,500 monthly payment limit, and other transaction limits still apply. Inventory items include goods for sale and materials used to deliver services. These figures describe business records, not simultaneous users.
EXPLORE WHAT’S INSIDE
A connected system. A clear role for every sheet.
Explore the input areas, controls and reports that connect your day-to-day activity to financial decisions.
See the money tied up in stock. Review inventory value, stock risks and the economics of goods sold.
Cash Forecast / CForecast
Spot cash gaps early. Use automatically prepared and refreshed forecasts to review upcoming cash needs.
CFO Analysis / CFO
Turn financial detail into a clearer next step. Explore connected financial signals, explanations and areas that deserve investigation.
HOW IT WORKS
Your workflow, step by step
A clear path from your first setup to everyday records, useful insights and the next reporting period.
Create your workbook
Make your own copy in Google Sheets and set the year, currency and business preferences. This gives your team a workspace built around the way your company operates.
Set your starting point
Add your customers, suppliers, employees, services and opening balances. Your lists and starting figures then carry through to daily entries and reports.
Give everyone their own area
Choose which input areas each team member can edit. Everyone works in one shared workbook, while the owner keeps control of calculations and access.
Record everyday activity
Record payroll, purchases, payments and sales in structured sheets with helpful dropdowns. Each team member updates their assigned areas, and the records come together in one programme.
Turn work into payroll
Record attendance and service activity in WorkLog, with sales feeding the relevant commissions. Payroll brings these inputs together, and payments track what has been paid.
Check, reconcile, resolve
Built-in checks flag missing information, inconsistencies and results that deserve a closer look. Use Audit and Action Center to review issues and trace them back to the records.
See the story in your numbers
Review profit, cash flow, balances and business performance in connected reports. Add planning inputs and refresh Cash Forecast to see when cash may need attention.
Close the month. Start the next year.
Run the month-close checks and lock the period’s input rows once it is ready. At year-end, create a new annual workbook with your settings, reference lists and closing balances carried forward.
CHECKS & SECURITY
Twelve safeguards. Confidence at every stage.
From daily entries to year-end, checks, controlled access and recovery options help keep your records consistent and protected.
Guided data entry
Dropdowns, reference lists and date rules help users enter consistent, correctly formatted data.
Transaction validation
Each entry is checked for valid values, required fields and consistency between related data.
Financial reconciliation
Cross-checks between financial reports and underlying records help identify discrepancies and trace their source.
Report audit
Reports are checked for errors and financial inconsistencies. Warnings flag unusual results that need review.
Action Center
Errors, warnings and reconciliation results are brought together in one place, so you can see what needs attention.
Protected calculations
Technical sheets, formulas and calculation areas are protected from user edits. The workbook owner retains full control.
Editing permissions
The owner can restrict each user to editing the input areas assigned to their responsibilities.
Automated month close
An automated procedure checks that the month is ready to close, then locks its input rows to preserve the period’s records.
Automatic year-end carryover
Transfer closing balances, settings and reference lists into next year’s workbook automatically. Keep your records connected across years and reduce the risk of transfer errors or omissions.
Separate staff registers
Keep the main workbook restricted while employees work in separate input registers. This tailored setup is available on request as an additional paid service.
Owner-controlled access
Choose which employees can access the workbook. Review permissions and restrict or revoke access whenever needed.
Change history & recovery
Use Google Sheets version history to review edits and the accounts behind them. Create backup copies and restore an earlier version when needed.
Work together. Keep responsibilities clear.
Multiple team members can work in the same workbook from wherever they have access to Google Sheets and an internet connection.
Configure editing permissions around each person’s responsibilities, so they can update their assigned input areas.
Editing permissions do not create separate confidential views of the workbook. The owner controls protections and access.
AUTOMATION THAT EARNS ITS PLACE
Less routine. More time to manage.
Automatic calculations, built-in checks and practical menu commands keep your records moving with less repeated work.
An automatically updated cash forecast
Prepare and update Cash Forecast using recorded data and planning inputs. See projected balances and periods that may need funding.
Faster Payroll and WorkLog preparation
Populate employee and position data to reduce repeated entry and prepare the working records for your team.
A controlled month-end close
Run the automatic month-close procedure to protect input cells for closed months and help prevent accidental changes.
A new year without starting over
Create your next annual workbook for free. Automatically transfer all settings, reference lists and closing balances into the new year.
Automatic calculations and balance checks
Formulas and reports update automatically from your entries. Smart Finance also checks that the Balance Sheet balances and flags discrepancies for review.
Automatic issue detection
Smart Finance automatically identifies accounting inconsistencies and warning signs in business performance. It explains what needs attention and helps you focus on the issues that matter.
SIMPLE PRICING
One purchase. Help when you need it.
Start with the programme. Add personal guidance if you would like a hand.
THE PROGRAMME
Accuroo Smart Finance
$199$99Save $100USD
One-time purchase
A connected financial management system in Google Sheets.
Financial statements and owner reports
Cash, service and project analysis
Four layers of financial checks
Month close and automatic annual rollover
Free creation of your next annual workbook
One activation code for one company · free add-on updates
Ask about Smart FinanceOne company. Software bug reporting and correction included; personal assistance sold separately.PERSONAL GUIDANCE
Setup Assistance
$200USD
3 hours · use within one month of payment
Get support with your initial setup and first steps.
Settings and opening balances
Guidance on your first transactions
A walkthrough of relevant reports
Answers to your workflow questions
Ask about setup helpCalls, file work and correspondence count toward hours. Unused hours expire after one month from payment.HELP ALONG THE WAY
One-Month Support
$600USD
12 hours · use within one month of payment
Work through your setup and first reporting cycle with guidance.
Help with setup and daily workflows
Guidance on reports and checks
Staff training on using the programme
Questions within the agreed hours
Ask about monthly supportCalls, file work and correspondence count toward hours. Unused hours expire after one month from payment.
All prices are in USD and include applicable taxes. One company per activation code; free annual workbook rollover and add-on updates with an valid activation code. Terms of use · Consultation terms
Need a tailored solution? Individual configuration and customisation are available by agreement. Scope and pricing are agreed before work begins. Email support@accuroo.app for a quote.
A FEW MORE ANSWERS
Good questions. Clear answers.
Still wondering if Smart Finance is right for your business?
Accuroo is our digital-products brand. Accuroo Smart Finance is a financial operating system (ERP OS) built on Google Sheets for small and medium-sized service businesses. It combines management accounting, financial analysis and decision support for business owners, connecting day-to-day activity with financial statements, owner-focused reports and practical explanations.
Is this a subscription?+
No. Accuroo Smart Finance is currently $99 once, including applicable taxes, for one company. You can keep using the supplied version. Add-on updates are free with an valid activation code. Personal setup assistance and consulting are purchased separately; software bug reporting and correction are included.
Do I need to buy it again next year?+
No. Each workbook covers one calendar year. Create the next annual workbook at no additional charge, then automatically transfer your settings, reference lists and closing balances as the new year’s opening balances. Updates to the Accuroo script add-on are also free with an valid activation code.
Do I need to be a finance professional?+
Not for routine data entry. Team members without a background in finance or accounting need to read the guide included in the programme before they begin. The workflows are straightforward and intuitive, and personal assistance is available for an additional fee.
Can my team work together?+
Yes. Multiple people can work in the shared Google Sheets workbook. Editing permissions can be configured for assigned input areas. These permissions control editing; they do not create confidential views of separate parts of the workbook. The owner controls access and protections.
How are calculations protected?+
Technical sheets and calculation areas are protected from editing by users without permission. Daily work takes place in designated input areas. Closing a month protects input cells for that period to help prevent accidental changes.
What size of business is it designed for?+
The programme is intended for businesses recording up to 250–300 employees over the year, depending on employment duration and payroll assignments; up to 500 external counterparties with individual balance tracking, plus unlimited one-off counterparties without balance tracking (within transaction limits); and up to 2,500 payment transactions per month. Employee capacity is not a count of simultaneous users.
Does the programme explain the results?+
Yes. Smart Finance’s built-in analysis and commentary highlight changes, inconsistencies and areas for attention. These explanations form part of the programme’s financial logic.
Can I add an AI assistant?+
AI chat assistance can be explored through a separate compatible add-on. Contact us to discuss the supported setup. The add-on is separate from Accuroo; availability, charges and data handling depend on its provider.
How will I receive and activate Smart Finance?+
The planned purchase flow uses Paddle to automatically deliver a PDF containing a link to create your workbook copy, instructions and an activation code. Install the Accuroo add-on from Google Workspace Marketplace and activate it using that code. Checkout and the Marketplace release are being prepared; contact us for availability.
Can I use one activation code for several companies?+
One activation code covers one company and its authorised team and advisers. Internal backups and annual rollover copies are allowed. Resale and sharing the programme with unrelated businesses are not permitted. Separate client companies need separate purchases and activation codes.
Is personal technical help included in $99?+
Reporting and correcting software bugs is included. Setup, training, consulting and individual assistance are separate paid services. Add-on updates are free with an valid activation code.
What is the refund policy?+
We do not offer voluntary change-of-mind refunds for the programme once digital access is supplied. Applicable mandatory rights and the Paddle rules for the purchase remain unaffected. Consulting packages have separate cancellation terms. Read the delivery and refund policy.
Do you receive my financial data?+
Smart Finance does not export your financial records to external services. If you authorise access for an adjustment or technical fix, your workbook is accessed only for that task; we do not keep workbook copies or use AI during support. The planned activation service will separately process your activation code and the identifiers needed to enable programme access. Optional third-party AI add-ons have their own data policies.
What personal help is available?+
Setup Assistance provides 3 hours for $200; One-Month Support provides 12 hours for $600. Both prices include applicable taxes. Use either package within one month of payment. Calls, file work and correspondence count toward the hours; unused hours expire. You may request a full refund within that month if no paid work has begun. See the consultation terms.
THE PERSON BEHIND ACCUROO
Denis MishinFounder & creator of AccurooDeveloper of methodologies and software tools for management accounting, financial management and analysis.
20+
years of experience as a CFO
10+
years running my own business
Built by someone who needed it, too.
“I create the financial management tools I wished I had as both a CFO and a Business Owner.”
I wanted to make practical financial management affordable and accessible. Smart Finance is designed to help you get management accounting up and running in your service business within a few days, independently and without needing to become a finance professional. Clear input areas, contextual guidance and multiple layers of checks help you enter data consistently, spot mistakes and understand what your numbers are telling you.
And if you would like advice, a hand with setup or support along the way, you can turn to me for personal assistance.
Read my story
With more than 20 years of experience as a finance director and over 10 years running my own business, I have always valued timely, reliable information. Yet I repeatedly found that accounting software did not give me the management insight I needed: a clear view of business performance, an explanation of the results and a practical basis for decisions.
I create financial management tools that turn business data into a clear basis for decisions. Accuroo Smart Finance brings this approach to life, combining ease of use and flexibility with detailed calculations and carefully developed financial logic.
Accuroo Smart Finance took nearly six months to develop, with repeated testing and AI-assisted reviews throughout the process. It reflects more than two decades of practical experience and a belief that useful financial information should be understandable and actionable.
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